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    Houses – Getting Started & Next Steps

    May 16th, 2018 by Peter Boing

    How to reduce housing costs in retirement.

    During your retirement, one of the biggest expenses you have to encounter is housing. When it comes to matters housing, one of the most experienced people is Barry Weir whom you can consider borrowing a leaf from. Having made some good wealth from mobile homes business, Barry Weir even offers consulting advice on the same.

    In light of the enormous costs of housing, one has to think of the ways to reduce this cost even long before retirement. There are various ways you can use to reduce housing costs in retirement and they include the following.

    Downsizing is one of the considerations. once the children at home grown up they need for a house in several rooms and a big compound ceases. Therefore, downsizing to a smaller home that is less costly can help a lot. The costs and responsibilities of maintaining a large home that is not necessarily needed at this point in life is reduced.

    Think about renting. Numerous responsibilities come with owning a home. Even more expensive is an aging home. You need to do everything possible to avoid such costs at such a stage in life. Therefore, renting comes in handy. You can sell your home and rent up the house and thus free you up the hustles that come with being a home owner. This transfers the burden from you to the owner of the home and it also gives you the option of moving to other places as per your choice. You must however submit to the conditions of the home owner.

    Clear your mortgage payments. Finish them up before your retirement nears. This takes away a significant amount of monthly bills. Your savings will be saved and assist you to focus on other needs such as insurance.

    Think about moving from high costly places. Your workplace previously dictated that you live in particular places but after retirement you’re not tied to this. Now, you can move to any place you wish. Think about relocating from places of high cost of living to where it is relatively lower.

    Think about living with their children. Your housing costs are cut completely as you no longer have to pay the rent. Your children can thus prioritize other needs you need in your retirement such as insurance.

    Staying with other retired people. Another option other than living alone is to consolidate your resources together with other retirees. The costs become much less as the costs is divided among all people. This reduces boredom and loneliness too as you interact with other people. You will share life, experiences, good moments among others and even give you more reason to live.

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